Get free virtual debit card for online payments in Pakistan

Now you can get a free debit card in Pakistan to make online payments and international transactions. There are some easy ways to get free virtual debit card for international payments in Pakistan. You can get it from NayaPay, SadaPay, UBL, HBL, Easypaisa and Jazzcash.

In Pakistan, the government has been encouraging the use of debit cards since it is a convenient way to pay for purchases. Debit cards have now been accepted by all banks and financial institutions in Pakistan, which makes it easier for people to use them as they can be used at any bank or ATM across the country.

how to get free virtual debit card in Pakistan for payments

Get a free Debit card in Pakistan for online payments

Debit cards are an easy and convenient way to pay for purchases. It is also a safe and secure way to make payments. 

The main reason why debit cards are becoming popular in Pakistan is that they provide access to financial services that previously were not available due to a lack of infrastructure and technology.

Are Debit Cards Secure?

Debit cards are not just convenient but also safe and secure. They can be used anywhere across the globe without any hassle or risk of getting your card stolen. Debit cards are now being used for microfinance transactions which is a new trend that has emerged recently. 

The use of debit cards has also increased due to their convenience and ease of use when compared with cash transactions.

Debit Cards Are a Popular Banking Solution in Pakistan

Pakistan has limited banking infrastructure, so it was difficult for people without bank accounts or credit cards to access financial services. 

However, with the introduction of debit cards, people can now easily access their funds through these cards even if they don’t have bank accounts or credit cards

Can you really get a free virtual debit card in Pakistan?

In Pakistan, the use of debit cards has been increasing rapidly. According to a recent survey, the number of debit card holders in Pakistan increased from 2.5 million in 2012 to 7.4 million in 2018, which is an increase of nearly 50%.

How to Get a Free Debit Card in Pakistan?

You may be surprised to know that it has become increasingly easy to get a free debit card in Pakistan. Different corporate banks and microfinance banks are issuing debit cards - that allow online payments - for free without any complicated application procedure. 

People are now preferring debit cards for online payments in Pakistan because they are a convenient and safe solution.

You can get a free virtual /physical debit card in Pakistan from one of the following options:

1. SadaPay (MasterCard)

SadaPay is a newly launched virtual banking service that issues free debit cards to its customers.
  1. All you need to do is to Sign Up for a SadaPay account by visiting their website at or downloading the SadaPay app on your phone.
  2. After signing up, you can apply for a free debit card right away. This is one of the easiest ways to get a free debit card.
  3. You can quickly deposit money in your SadaPay account so as to be used through your debit card.

2. NayaPay Debit Card (Visa)

NayaPay offers a free virtual and physical Visa debit card to its verified customers. This is considered one of the most convenient debit cards issued by a Pakistani microfinance bank.
  1. You need to open a NayaPay account on your number by downloading NayaPay app on Android and iOS or from the web portal.
  2. Complete your biometric verification process by visiting your nearby Meezan Bank ATM.
  3. Apply for a NayaPay virtual Debit Card or Printed Debit Card.
  4. You can track your payments in the NayaPay app.
You can read this comparison between SadaPay and NayaPay

3. HBL Debit Card (Visa & MasterCard)

Habib Bank Limited gives free-of-cost debit cards to its customers.

  1. You can enjoy this banking facility by visiting your nearby HBL branch and applying for a free bank account.
  2. You can quickly get an account opened and start using HBL Debit Card, which comes with either a MasterCard or Visa mark.
  3. You can enable or disable your debit card by using the HBL Digital app. It also keeps a record of your online payments.


HBL does not offer a virtual debit card. HBL Debit cards are widely accepted on all international payment gateways. You can do shopping online and withdraw money from all ATMs 1-Link machines across the globe. 

4. TAG Debit Card (Visa)

TAG is a virtual banking facility launched by TAG Innovation (Private) Limited. They offer a free Visa debit card that you can use for online payments.

  1. Open a TAG account by visiting their website at
  2. After opening your account, you will be eligible to get a free debit card.
  3. You can even keep track of your online payments by logging in to your TAG account.

5. Other methods

You can get a free debit card along with your bank account in any commercial bank in Pakistan. You should either get a Visa debit card or a Mastercard debit card. These two are globally accepted for online payments. Go and open a bank account at UBL, MCB, Meezan Bank, Habib Metropolitan Bank, Bank Alflah, Faisal Bank, etc to get a free debit card for online payments in Pakistan.

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